Zilch expands debt facilities to £395m in round led by Deutsche Bank

Zilch’s expansion of debt facilities to £395 million, led by Deutsche Bank, signals growing lender confidence in buy-now-pay-later providers amid evolving credit landscapes. For middle-market credit professionals, this deal highlights the increasing scale and complexity of financing structures in fintech, underscoring the need to assess credit risk in sectors driven by consumer credit innovation. The involvement of a major bank as lead arranger also reflects shifting appetites for exposure to alternative credit models within leveraged finance portfolios.