Will AI change banking more in the next five years than the past 30? UAE lenders think so

UAE lenders’ belief that AI will transform banking more in the next five years than the past three decades signals a potential acceleration in operational efficiency, risk assessment, and customer engagement within the middle-market credit space. For leveraged finance professionals, this shift could mean faster underwriting processes, enhanced predictive analytics, and evolving credit risk models, all of which may reshape deal structuring and portfolio management strategies. Monitoring AI adoption in banking is critical for anticipating competitive dynamics and credit performance trends.