A practitioner’s framework for innovation in banking offers middle-market credit professionals a structured lens to assess how technological and operational advancements may reshape lending practices and risk management. Understanding these innovation drivers is crucial for anticipating shifts in borrower behavior, credit assessment models, and competitive dynamics within the banking sector. This perspective helps credit desks align strategies with evolving market realities, ensuring more informed decision-making amid rapid industry transformation.
Innovation in banking: A practitioner’s framework
Source: Finextra