CFOs need realistic AI time-to-value expectations: Gartner

CFOs managing middle-market credit portfolios must calibrate expectations around AI implementation timelines to avoid mispricing risk or overestimating operational efficiencies. Gartner’s guidance on realistic AI time-to-value underscores the importance of measured adoption strategies, which directly impact credit assessments and covenant negotiations. Overly optimistic projections can lead to valuation distortions and strained borrower relationships, making disciplined evaluation of AI’s financial impact critical for leveraged finance professionals navigating technology-driven transformation.