Concerns over outliving assets grow among non-retirees

Rising concerns among non-retirees about outliving their assets signal shifting consumer behavior that could impact credit demand and repayment patterns in the middle market. As individuals grow more cautious about long-term financial security, there may be increased reliance on credit products or altered investment strategies, affecting credit risk profiles. Understanding these evolving attitudes is crucial for middle-market lenders to anticipate changes in borrower behavior and adjust underwriting and portfolio management accordingly.