ACH use rises for B2B payments

The rise in ACH use for B2B payments signals a shift in how middle-market companies manage cash flow and transaction efficiency. As ACH offers a cost-effective alternative to traditional payment methods, increased adoption may impact working capital dynamics and credit cycles. For leveraged finance professionals, understanding this trend is crucial, as it influences payment timing, liquidity management, and potentially the risk profile of borrowers relying on these payment systems. Monitoring ACH growth helps anticipate shifts in credit behavior across the middle market.