Market Pulse — October 1, 2026
Effective Fed Funds Rate: 3.88% (+0 bps)
As of Sep 29, 2026. Source: FRED, Federal Reserve Bank of St. Louis (Board of Governors; ICE BofA).
Secured Overnight Financing Rate: 3.88% (-2 bps)
As of Sep 29, 2026. Source: FRED, Federal Reserve Bank of St. Louis (Board of Governors; ICE BofA).
10-Yr Treasury Yield: 5.26% (+2 bps)
As of Sep 29, 2026. Source: FRED, Federal Reserve Bank of St. Louis (Board of Governors; ICE BofA).
Bank Prime Loan Rate: 7.00% (+0 bps)
As of Sep 28, 2026. Source: FRED, Federal Reserve Bank of St. Louis (Board of Governors; ICE BofA).
Investment Grade Spread (ICE BofA OAS): 84 bps (+1 bps)
As of Sep 29, 2026. Source: FRED, Federal Reserve Bank of St. Louis (Board of Governors; ICE BofA).
High Yield Spread (ICE BofA OAS): 308 bps (+6 bps)
As of Sep 29, 2026. Source: FRED, Federal Reserve Bank of St. Louis (Board of Governors; ICE BofA).
C&I Loan Delinquency Rate: 1.27% (-6 bps QoQ)
As of Q2 2026. Source: FRED, Federal Reserve Bank of St. Louis (Board of Governors; ICE BofA).
C&I Loan Charge-Off Rate: 0.58% (-1 bps QoQ)
As of Q2 2026. Source: FRED, Federal Reserve Bank of St. Louis (Board of Governors; ICE BofA).