Agencies reduce regulatory burden for community banks, increase eligibility for 18-month exam cycle

Why it matters

The regulatory easing for community banks by increasing eligibility for an 18-month exam cycle reduces supervisory burden, potentially improving credit availability and operational flexibility in a stressed systemic environment, making it a meaningful regulatory signal for credit-market professionals.

Sources

• Federal Reserve

  Agencies reduce regulatory burden for community banks, increase eligibility for 18-month exam cycle

  Agencies reduce regulatory burden for community banks, increase eligibility for 18-month exam cycle

• OCC

  Agencies Reduce Regulatory Burden for Community Banks, Increase Eligibility for 18-Month Exam Cycle

  The federal bank regulatory agencies today issued an interim final rule increasing the number of community banks eligible for an 18-month exam cycle.