BELLINGS

Reciprocal Deposits: Implementing the 21st Century ROAD to Housing Act

The Federal Deposit Insurance Corporation (FDIC) is amending its brokered deposit regulations to conform with recent changes to section 29 of the Federal Deposit Insurance Act made by section 902 of the 21st Century ROAD to Housing Act related to reciprocal deposits, which took…

The Federal Deposit Insurance Corporation (FDIC) is amending its brokered deposit regulations to conform with recent changes to section 29 of the Federal Deposit Insurance Act made by section 902 of the 21st Century ROAD to Housing Act related to reciprocal deposits, which took…

BELLINGS Intelligence Score: 68

Why it matters

The FDIC's amendment to brokered deposit regulations under the 21st Century ROAD to Housing Act represents a significant regulatory update affecting reciprocal deposits, with broad implications for bank funding structures and deposit markets, warranting strong professional attention beyond routine activity.

Sources

  • Federal Register

    Reciprocal Deposits: Implementing the 21st Century ROAD to Housing Act

    The Federal Deposit Insurance Corporation (FDIC) is amending its brokered deposit regulations to conform with recent changes to section 29 of the Federal Deposit Insurance Act made by section 902 of the 21st Century ROAD to Housing Act related to reciprocal deposits, which took…