My mother, 91, has dementia. Every bank says I need her signature to unlock her $100,000 stock certificate. What can I do?
“These shares are the only assets in her estate without designated beneficiaries.”
“These shares are the only assets in her estate without designated beneficiaries.”
BELLINGS Intelligence Score: 5
Why it matters
This is a personal legal and estate issue involving an individual investor's difficulty accessing assets due to incapacity, which does not affect credit markets or professional finance practices.