The real AI divide in the mortgage industry
Q1 2026 origination costs averaged $11,898 while lenders earned $727, or 16 bps, in pre-tax production profit
Q1 2026 origination costs averaged $11,898 while lenders earned $727, or 16 bps, in pre-tax production profit
BELLINGS Intelligence Score: 12
Why it matters
This report highlights mortgage origination costs and lender profitability, which is routine industry data without immediate implications for credit market pricing or structure.
Sources
HousingWire
The real AI divide in the mortgage industry
Q1 2026 origination costs averaged $11,898 while lenders earned $727, or 16 bps, in pre-tax production profit