The real AI divide in the mortgage industry
Q1 2026 origination costs averaged $11,898 while lenders earned $727, or 16 bps, in pre-tax production profit
Q1 2026 origination costs averaged $11,898 while lenders earned $727, or 16 bps, in pre-tax production profit
BELLINGS Intelligence Score: 12
Why it matters
This report highlights mortgage origination costs and lender profitability, which is routine industry data without immediate implications for credit market pricing or structure.