BELLINGS

Mortgage rates are 6.65%. Why are HELOC rates 7.31%?

Don't compare a HELOC rate directly with a 30-year mortgage rate.

Don't compare a HELOC rate directly with a 30-year mortgage rate.

BELLINGS Intelligence Score: 12

Why it matters

This is a routine market observation explaining the spread between HELOC and mortgage rates, offering no new structural insight or market-moving information for credit professionals.

Sources