BELLINGS

ABA DataBank: Consumers tap home equity as housing values rise

Total home equity lines of credit (HELOC) reached $446 billion in Q1 2026, up 35.3% since hitting a trough in Q1 2022. The post ABA DataBank: Consumers tap home equity as housing values rise appeared first on ABA Banking Journal .

Total home equity lines of credit (HELOC) reached $446 billion in Q1 2026, up 35.3% since hitting a trough in Q1 2022. The post ABA DataBank: Consumers tap home equity as housing values rise appeared first on ABA Banking Journal .

BELLINGS Intelligence Score: 20

Why it matters

The rise in home equity lines of credit reflects notable consumer credit behavior amid housing market trends, but it is routine market activity without immediate systemic or regulatory impact.

Sources

  • ABA Banking Journal

    ABA DataBank: Consumers tap home equity as housing values rise

    Total home equity lines of credit (HELOC) reached $446 billion in Q1 2026, up 35.3% since hitting a trough in Q1 2022. The post ABA DataBank: Consumers tap home equity as housing values rise appeared first on ABA Banking Journal .